Author Archives: Jean Chatzky

Incentive Programs – Enough Already?

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Corporations have long used incentives to get customers to fall in line. They offer cut-rate leases or zero-percent financing to get consumers to buy cars now. Parents, by the way, do the very same thing when they offer kids an allowance to do their chores or cold, hard cash for getting good grades. Well, now […]

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Save or Suffer: Why More Is More

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Ask a 40-year-old investor looking at the middling balance in her 401(k) how she feels about it and I’ll bet you she says something like this: “I should have started saving/investing earlier.” Could it be that this generation – this student loan-laden generation – of people in their first jobs has actually gotten the message? […]

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4 Women, 4 Money Points You Need to Know

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I had the pleasure of being a last-minute pinch hitter on the Women and Finance Panel at the 92nd Street Y this past Wednesday, joining Alexandra Lebenthal, Karen Finerman and moderator Julie Menin. (Suze Orman’s emergency appendectomy pulled her away – get well, Suze!) The idea for the evening grew out of informal salons that […]

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Does Money Make You Stupid?

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Like many of you, I woke up yesterday to the news that Sarah Ferguson, the Duchess of York, was caught on camera accepting money in exchange for access to her ex-husband, Prince Andrew, who also happens to be the British trade representative. Looking as disheveled as you’d expect someone who had no idea she was […]

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The Connection Between Facebook and Identity Theft

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I got an e-mail message from Amazon.com last week. Seems the order I placed for a t-shirt – one of those screened to look like a tuxedo – had been canceled. “Damn it,” I muttered to myself. “Somebody got me.” I found my way to the “Contact Us” section of Amazon, put the order number […]

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Credit and Debt: Putting the Pieces Together

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As you may know, I spend some of my time on the speech circuit, traveling around to different events, schools and organizations to talk about the world of money. Today I’m writing to you from the FinovateSpring 2010 conference in San Francisco. Finovate is a space for people to share their innovations in banking and […]

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Do Schools Get an F in Financial Education?

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In a recent New York Times story, reporter Tara Siegel Bernard calls for more personal finance education in the nation’s high schools — understandable as only 13 states currently require it. There are two problems with that. First, high school’s too late. By the time they are 15 years old, $4,000 a year is spent […]

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3 Steps to Better Pay

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Nine out of ten women find asking for money – i.e., a raise – embarrassing, according to a survey out this morning from Sheconomics.com. This compares to six out of ten men. And women are two and a half times more likely than men to find negotiating for pay humiliating. Humiliating? Embarrassing? How about necessary […]

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Please! Just Tell Me What It Costs

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This is my heavy-duty travel season. Last week, I flew from New York to Ithaca to Kansas City (with a stop in Detroit) before heading home. This week, it’s New York to Chicago to Ft. Lauderdale then home again. I’m not complaining. Being busy, particularly in economic times like these, is a good thing. But […]

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Is It Time to Buy the World?

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Recently, my husband and I spent a week in Argentina. We traveled from the fabulous city of Buenos Aires to an estancia, or ranch, in the Pampas to the wine country in Mendoza. It was a fantastic vacation (a belated honeymoon, actually). The food throughout the country – particularly the famous Argentinean rib eye – […]

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