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Home › Money

Poll | 10/22/2008 12:00 am

Do you know your credit score?

Read more about: Credit, Finance, Money

25 Reader Comments (so far…) Sign In or Register to comment

Sandbee (FB) 54
Marked other because I found out what it was several years ago when we bought this house. Haven’t checked it since then so I don’t know if it has changed. Never heard of them before that and when they mentioned it I figured it was based on 1000 and so thought some in the high 700’s wasn’t very good.
By Sandbee (FB) 54 on 10/22/2008 1:57 am
thatsoutherngirl k
I do and it was never as bad I thought it was due to medical bills from years long lost.
By thatsoutherngirl k on 10/22/2008 6:28 am
Doc's girl Hopkins
I don’t have a credit score because I don’t use credit and have no debt. My house is paid for as is my car. I only use a debit card to pay for my transactions. If I can’t pay cash I can’t afford it. Very simple actually.
By Doc's girl Hopkins on 10/22/2008 7:12 am
Susan B
You’re either kidding us, or you’re going to be the only one left standing from this economic crisis. If your house is paid for, you’re either of my dad’s generation (his house cost 20K in 1957 and it’s been paid off for decades now) or you don’t live in California or you’re independently wealthy or you’re Amish. Actually, with the exception of the free and clear house, my family conducts our finances the very same way.
By Susan B on 10/22/2008 11:53 am
Barbara Taylor
My mom lives in California, the house is paid off, no credit card debt and the car is paid for. Of course, she went through the depression.
By Barbara Taylor on 10/22/2008 1:26 pm
Susan B
My dad lives in California, the house is paid off, no credit card debt and the car is paid for. And he also grew up during the depression. He taught me well in that regard. But just look around us … !!!
By Susan B on 10/22/2008 1:38 pm
Cinda Adrian
Sorry, but you’re wrong. I live in a house that is paid for, all I have to pay is property taxes and insurance. I live in California. I’m not independently wealthy,although I am retired. I took my profits a long time back when I saw what was comiing. I’ve taken a large hit due to the stock market crash, but I believe in this country, and I’ll be buying some American stocks, as Warren Buffet recommends. This turndown will subside, it always does.
By Cinda Adrian on 10/22/2008 7:39 pm
carol wilson
Afraid to ask for my score! Everything was just fine until job losses hit and periods of unemployment. Now we are strictly on a cash basis and have built a savings reserve. No more credit cards EVER, EVER, EVER! They are a trap and spend you money in advance.
By carol wilson on 10/22/2008 8:29 am
Eliza Dodd
I have good credit …and I do not use it …to keep it good …To me credit is a devil tool ..easy to borrow but try paying it back…..
By Eliza Dodd on 10/22/2008 9:03 am
Chrome Toe
Like Sandee I hadn’t ever heard of a credit score until about 10 years ago I think. Then at the time I didn’t think much about my credit score. After I got married and changed my entire life. moved… sold my old home.. etc.. my husband and i went to buy a house and I discovered my credit score was marginal not because i didn’t pay my bills but because I didn’t have any debt! I didn’t have credit cards (my mom never used one in my life so i just never did either) I’d only owned two homes in my life that i’d paid on well.. so I was actually scored rather low. Not real low. but low. so i went out and got a credit card in my name and now my score is really good! how stupid is that??? shouldn’t it be that you get a better score for not having a credit card?
By Chrome Toe on 10/22/2008 9:24 am
Yvonne Faye
Funny you should ask….I took out a small loan on Monday and asked the girl on the phone for my credit score. It’s excellent. Hubby and I are always in competition with our credit scores…..but mine is always higher because I have more credit (from over the years) then he does. I don’t owe on them but I have access to more credit. He thinks that is stupid. I am the spender….he is the saver. Oh well.
By Yvonne Faye on 10/22/2008 9:36 am
John G
Buy on credit, pay the balance each month = great score. Credit is nothing to fear, debt is.
By John G on 10/22/2008 10:25 am
LuckyLady n/a
We have excellent credit………….and in that vein I am putting down my mouse for the rest of the day and going for a walk on the beach. This has been a beautiful October, Fall is on its way, the ocean is taking on its new Fall color, the crowds of Summer have departed, the dog is happy, I am happy, and I don’t want a bit of negativity coming my way today. As the ostrich said (or was it Scarlett O’Hara) tomorrow’s another day/stick your head in the sand— I’m tired of the angst and claiming this day as mine with no distractions!
By LuckyLady n/a on 10/22/2008 1:38 pm
Ms. Dee
Good for you, Scarlett! I hope you have the most care-free day ever, and that all of us will try to find a few hours every week to do the same, whether our credit’s decent or not!
By Ms. Dee on 10/23/2008 11:06 am
mary lou s
it can’t be too different than it used to be. but i try not to use credit, because my income does not allow for paying back loans. the good news is: layaway is back! for those of you who like what kmart or sears has to offer, there you are.
By mary lou s on 10/22/2008 4:11 pm
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