Where do you get your health insurance?

I’m on Medicare with a Medicare Advantage Plan. My SSDI income places me below the poverty level but too wealthy to get free care from the state. I do qualify for assistance with my medicare premium. Beats a poke in the eye with a sharp stick.

I buy my own. Good thing I signed up for Critical Injury in February.

Self-employed. It is very expensive. They raise it every six months. I think this year it will cost us (3) close to $15,000 with a $2500 deductible for me and my son, and then another $2500 deductible for my husband, $500 prescription deductible for each of us, and many prescriptions are not allowable. I have to get the doctors to write letters. Fortunately, we don’t use medicine that much, but my son has to take acne medicine (have tried everything else) and that is $432 per mos. Next month it should be cheaper, because of refill. They bundle my son and I together. It is a PPO. When we started out we had a $250 deductible, with a $25 prescription deductible. It was very good and even covered vision therapy. I think we paid about $145 per mos for four of us. That was over 10 years ago. Now I pay almost 10 times that amount per month.

I know you will think me nuts, but I am opposed to nationalized health care. Our government let this happen by putting our medical plans into the hands of the insurance companies so they could get contributions. We either need to fire them, or they need to clean up this mess. Just charging us more taxes that they will then mishandle infuriates me. Look what they have done to social security and medicare. They borrow from it for programs that they knew there was no money for, and never pay it back. It is our money, and they have wasted it. Now they want more, and when they are in trouble, they just blow more of it. No thanks.