A pretty 22-year-old graduate, daughter of a conservative fourth-grade teacher, is auctioning off her virginity to help pay for her college studies.

"I don’t think auctioning my virginity will solve all my problems, but it will create some financial stability," says the Sacramento State College grad (who uses the pseudonym "Natalie Dylan" for safety reasons).

The attractive brunette says she has already taken a polygraph test to prove she’s a virgin and is willing to undergo a medical exam as well. "I’m ready for the controversy," she told "The Insider" Wednesday.

Dylan hopes to net up to $1 million dollars from the auction, which will take place in Nevada at the infamous Moonlight Bunny Ranch, a legalized brothel (seen on HBO’s hit series "Cathouse"). Dylan said she will use the money to pursue higher education. She’s already earned her bachelor’s degree in women’s studies at Sacramento State and in January she’ll start her master’s work in marriage and family therapy. She hopes to get a doctorate.

"Through this process, I’m not just looking for the highest bidder," Dylan said to "The Insider." "I’m looking for someone who is a genuine, great person."

While her mother doesn’t approve, Dylan said she is still choosing to be a part of her life.

Dennis Hof, proprietor of the Moonlite Bunny Ranch, told Rush & Molloy of the New York Daily News, that the auction will be conducted online via bunnyranch.com, and that the deal will be consummated at the Bunny Ranch, where Dylan’s sister already works. "I think it’s a tremendous idea," he told the Daily News.

Dylan was turned down by eBay, and shock-jock Howard Stern denied reports he is involved in the stunt, Fox News reports.

Dylan will also attest to her virtue: She’s willing to submit to a polygraph test and a gynecological exam to confirm her virginity.

"Why lose it to some guy in the backseat of a Toyota when you can pay for your education?" Hoff said to the Daily News.